FocusCraft does not sell investment products or earn commission on recommendations. Engagements are paid consultations that produce a written goal-based plan you keep and can act on yourself.
A single 60-minute conversation that turns vague intentions into named goals with numbers and dates. You leave with a one-page goal map ranking what you are saving toward and why.
Best for: people who know they should be saving but have never written the goals down.
A structured engagement covering income review, spending pattern analysis, and a working spending plan with fixed transfers toward each goal and a protected discretionary allowance.
Best for: households whose income covers essentials but savings stay flat month to month.
Follow-up reviews at agreed intervals to check each goal against actual progress and adjust the plan when income, expenses, or priorities shift.
Best for: clients with an existing plan who want it kept honest over time.
Each full plan sets out your goals in priority order, the monthly amount directed to each, the essentials that are protected, and the discretionary allowance that is yours to spend without tracking. It also records the review dates and the triggers that should prompt an update — a change in income, a new goal, or a goal reached.
Specific fees are confirmed with you before any paid engagement begins and are recorded in your engagement letter. No work is billed without your written agreement first.